February

February 2023 Session 1: Track My Spending
Before you can truly harness the strength of your financial resources, you need to know where the money is going. Whether you prefer filling out a worksheet or entering your numbers into an electronic spreadsheet, getting a handle on how your hard-earned cash is moving around is essential for making the best choices for your future.

Tip: It takes work to write down all your spending or remember to keep every receipt. If you have online access to your accounts and use a debit or credit card for all your purchases for January, you’ve instantly simplified the process of recording your expenditures.

February 2023 Session 2: Set My Savings Goals
Meticulously charting your spending habits is one of the least fun parts of maximizing your money. It just is. So to balance that out, the second 2×2 session for the month is a more pleasurable one. That’s because you get to dream! What do you want to accomplish this year? Got a fabulous vacation in mind? Want to wipe out your credit card debt? Now is the time to make a commitment to your goals.

Tip: Famed author Antoine de Saint-Exupéry wrote, “A goal without a plan is just a wish.” Make your financial goals SMART to transform them from hope to reality faster.